What constitutes an accident according to the provided context?

The definition of an accident, as highlighted in the provided context, focuses on an undesired event that results in personal injury or property damage. This understanding is crucial because it underscores the impact of unexpected occurrences that affect the well-being of individuals or the integrity of property. An incident falling under this definition typically signifies a breach of safety protocols that leads to tangible repercussions, thus warranting attention from compliance and safety personnel.

The inclusion of personal injury indicates a concern for the health and safety of individuals involved, while the aspect of property damage reflects the potential financial and operational implications for an organization. This definition emphasizes the necessity for organizations to have measures in place to prevent such accidents and to effectively manage the consequences when they do occur.

The other options do not align with this definition. An event that leads to changes in job performance may not necessarily involve injury or damage and could happen without being classified as an accident. A planned risk management action implies control and forethought, as opposed to an unforeseen event. Similarly, a minor incident with no consequences does not meet the threshold of an accident since it lacks the critical component of causing harm or damage. Thus, understanding accidents in this context is vital for emphasizing prevention and compliance in organizational policies.